Payments Made Simple
Accept DuitNow QR and e-wallet payments at the stall, the counter or on the move.
Fintech for Malaysian micro-businesses
Powering Payments.
Enabling Growth.
POSLET brings payments, business tools and accessible financial solutions together in one simple platform designed for Malaysian businesses.
- Free
- standard POS access
- 11
- business report types
- 100%
- cloud technology
What POSLET does
One platform. Everyday business, handled.
Business Tools
Sales analytics, payment management and business reports, all from one cloud technology dashboard.
Accessible Financing
Revolving credit for stock and raw materials, repaid as revenue comes in.
Built for Growth
Sales data becomes an alternative credit record that opens new doors.
POSLET Mini POS
Small Device. Bigger Possibilities.
A compact payment solution designed to help businesses accept payments and operate smarter.
Accept Payments
Simple and convenient payment acceptance at the counter or on the move.
Compact Design
Built for everyday business environments, from stalls to storefronts.
Connected
Cloud technology, bringing transactions and business activity together.
Built for Growth
Sales data that supports access to POSLET financing as the business moves forward.
The POSLET ecosystem
Everything a micro-business needs to trade digitally
A cloud-technology POS, payment acceptance, and financing - designed together, not bolted on.
POSLET POS
Android POS app with local storage, real-time cloud technology sync and a unified view across multiple outlets.
Digital Payments
DuitNow QR, mobile wallet and other digital payment acceptance, integrated through payment gateway APIs.
Dynamic QR & Soundbox
Dynamic DuitNow QR with an audio confirmation device, so every payment is heard and verified.
Merchant Tools
Inventory tracking, stock alerts, order and queue management, payment management and CRM.
Reports & Analytics
Up to 11 reports covering sales, stock, e-invoicing and analytics for confident daily decisions.
Business Financing
Revolving credit facility for stock purchases, structured under a Tawarruq (commodity Murabaha) facility.
Go Premium to unlock e-invoicing and integrated payment gateway features.
How POSLET works
Four steps from cash-only to credit-ready
- 01
Register your business
Onboarding with setup, activation and eKYC.
- 02
Set up POSLET
Device, menu and payment acceptance setup supported through guided instructions and video tutorials.
- 03
Trade and manage
Take payments, track stock and read your daily numbers.
- 04
Grow with financing
Transaction history supports access to revolving credit.
Technology
Technology that works for your business.
Cloud technology architecture, real-time sync and transaction analytics - running quietly behind a screen anyone can use.
Cloud technology
Azure-hosted database, APIs and image storage with isolated merchant data.
Real-time sync
Sales, payments and stock update across devices as they happen.
NFC & IoT ready
Contactless acceptance and asset tracking for stalls and equipment.
AI-assisted credit
Transaction patterns support faster, fairer credit assessment.
Research & impact
What informal entrepreneurs shared with us
The Challenge
Informal traders in the B40 and lower M40 segments run on cash, with no verifiable income record and little access to credit. Digital literacy gaps, affordability and questions over Shariah compliance keep engagement shallow.
The POSLET Approach
A simple POS anyone can operate, affordable daily access, bilingual onboarding, and a revolving credit facility structured under Tawarruq, turning everyday sales into an alternative credit record.
The Findings
- 150
- informal operators surveyed
- 86%
- already use digital payments
- 51.3%
- transact digitally every day
- 100%
- own a smartphone with internet
- 4.44/5
- adoption readiness score
- 4.19/5
- trust and perception score
Awareness is high; depth of use is not. Micro-loans, savings and analytics stay underused, and this is the gap POSLET is built to close.
Findings from the study “The Impact of Financial Technology on Enhancing Financial Inclusion for Informal Entrepreneurs in Malaysia” (2025), based on 150 informal business operators surveyed and analysed in a field merchant survey.
Pricing
Priced for a stall, not a shopping mall
Transparent access fees with no aggressive lock-in. Hardware and financing are quoted for your setup.
Standard
For businesses beginning their digital journey
Freestandard POS access
- Free Standard POS Access
- DuitNow QR and e-wallet acceptance
- 9 business report types
- Step-by-step video tutorials
Premium
Everything in Standard, plus advanced business capability
RM 1per day
- All Standard features included
- E-Invoicing Integration
- Payment Gateway Integration
- Full 11-report analytics suite
Go Premium to unlock e-invoicing and integrated payment gateway features.
Revolving credit facility
Repaid as business revenue is generated. Daily, weekly or monthly repayment options.
RM500
per merchant, without credit history*
RM2,000
per merchant, with credit history*
*Indicative pricing, tailored to your business needs. Final pricing is subject to POS credit assessment and merchant eligibility.
Ecosystem
Built with Malaysia's digital economy institutions
POSLET is delivered by MyISCO Sdn. Bhd. together with the partners named in the Digital Financing: Alternative Credit Score pilot project.
MyISCO
Solution owner and operator, MD Status Company
Bagus POS
POS system developer, MD status company
PayNet
Malaysia's national payments network
CGC
Credit Guarantee Corporation, SME financing access
MDEC
Malaysia Digital Economy Corporation, pilot programme
Why POSLET
Four reasons merchants stay
Simple
Designed around everyday business needs, in language merchants use..
Accessible
Free standard plan, tutorial included, .
Connected
Payments, business tools and financing in one place..
Scalable
One cloud technology account, many outlets, ready to grow..
About MyISCO
MYISCO SDN. BHD. the service provider behind POSLET
MYISCO SDN. BHD. is a Malaysian fintech company and the service provider for POSLET. MyISCO builds digital business and financial services for Malaysian merchants and entrepreneurs, bringing electronic payment acceptance, practical business tools and responsible, Shariah-compliant financing within reach of businesses that operate outside the formal financial system. POSLET is the platform through which MyISCO delivers these products and services.
- Office location
- Level 1, Wisma Ungku A. Aziz, Petaling Jaya, Selangor, Malaysia
- Telephone
- +6016-491 5632
- Corporate website
- www.myisco.com.my
Credibility
Serious about compliance
PDPA-aligned
Personal data protection built into the platform design.
eKYC onboarding
Electronic know-your-customer checks at merchant sign-up.
Tawarruq facility
Revolving credit structured as Shariah-compliant commodity Murabaha.
Malaysian company
MyISCO Sdn. Bhd., ROC 1355449-A, incorporated 23 December 2019.
Contact
Tell us about your business
Share a few details and our team will follow up with the right POSLET setup for you.
MyISCO Office
- Telephone
- +6016-491 5632
- ask@myisco.com.my
- Office location
- Level 1, Wisma Ungku A. Aziz,Petaling Jaya,Selangor, Malaysia
- Corporate website
- www.myisco.com.my
Your details are used only to respond to this enquiry and are handled in line with the Personal Data Protection Act 2010.
Ready to take your business further?
Let's explore how POSLET can support your business.
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